California Insurance Continuing Education for Life and Health Professionals
California Life and Health insurance producers must complete 24 hours of continuing education every two years to maintain their license. NobleCE delivers fully approved, mobile-friendly online courses that meet all 2025 requirements set by the California Department of Insurance.
What Is Life and Health Insurance CE?
Continuing education ensures insurance professionals stay current with evolving regulations, ethics standards, and product-specific training. In California, producers are required to complete 24 CE credit hours every two years, including three hours of ethics with anti-fraud training. Additional courses are required depending on the products you sell, such as annuities, life insurance, or long-term care.
Who Needs to Complete Insurance CE?
All resident Life and Health licensees must finish CE before the last day of their license issuance month, every two years. Nonresidents are generally exempt if they meet CE requirements in their home state but may still need to complete California-specific training when selling annuities or long-term care insurance in California.
Top Questions Agents Ask About CE Courses
Is annuity training required in California?
If you sell annuities, yes. The 2025 Eight-Hour Annuity Training is mandatory under updated terms.
Agents licensed before January 1, 2025 must complete the training by July 1, 2025?
Agents licensed on or after January 1, 2025 must complete it before selling annuities.
Is life insurance product training required?
California requires four hours of Individual Life Insurance training and two hours of Individual Variable Life Insurance training, if you sell those products.
Is long-term care training required?
Producers selling LTC must complete eight hours of LTC training each year for the first four years, then eight hours every renewal period after that.
How many ethics hours are required?
You must complete three hours of ethics with anti-fraud content as part of your 24-hour CE requirement.
How to Complete Your Insurance CE Online
With NobleCE, you can complete all required California CE hours fully online. Our platform is available 24/7, responsive on all devices, and allows you to study on your schedule.
Do I Need to Pass a Final Exam
Yes. California requires a final exam for each CE course. These exams are open-book, meaning you may refer to your course materials while testing. A passing score of 70 percent or higher is required, with retakes allowed as needed.
Mobile-Friendly CE Options That Fit Your Schedule
NobleCE’s courses work seamlessly on desktops, tablets, and smartphones. Your progress is automatically saved so you can pause and resume learning at any time, wherever you are.
Approved Providers Versus Unapproved Risk Why It Matters
Only CE from providers approved by the California Department of Insurance counts toward license renewal. NobleCE is a registered provider offering courses that meet all 2025 CE regulations for Life and Health agents.
Check Your CE Transcript and Credit Hours
NobleCE automatically reports your course completion to the California Department of Insurance. You’ll also receive a certificate for each course completed. You can verify your CE status via the state’s licensing portal.
Avoiding CE Penalties and Lapsed Licenses
Failure to complete CE by the deadline, the last day of your license issuance month, can result in late fees or license suspension. Avoid renewal issues by completing your CE early and confirming that your credits have been properly recorded.
Why Agents Choose NobleCE for Insurance Continuing Education
California agents choose NobleCE because we offer:
-A complete 24-hour CE package including ethics, annuities, LTC, and product-specific courses
-Open-book exams with unlimited retakes and a 70-percent passing threshold
-Fast, mobile-ready access and automatic tracking of your progress
-Transparent pricing with no hidden fees
Stay compliant and finish your 2025 California Life and Health CE the easy way-with NobleCE.
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