Kentucky Insurance Continuing Education for Life and Health Professionals
Kentucky Life and Health insurance producers must complete continuing education every two years to maintain their license. NobleCE provides Kentucky-approved online CE courses that satisfy all state requirements through an easy-to-use, mobile-friendly platform.
What Is Life and Health Insurance CE?
Life and Health CE in Kentucky covers essential updates on insurance laws, ethics, and products such as annuities and long-term care. Producers must complete a total of 24 credit hours every two years. This includes 3 hours in ethics and product-specific training only when required by what you sell.
Who Needs to Complete Insurance CE?
All resident Life and Health license holders in Kentucky must finish 24 hours of CE before renewing. Renewals occur on the last day of the licensee’s birth month every two years. Agents born in even years renew in even years and those born in odd years renew in odd years. Nonresidents who meet renewal requirements in their home state may be exempt from Kentucky’s general requirements but must still complete annuity or long-term care training if they sell those products in Kentucky.
Top Questions Agents Ask About CE Courses
Is annuity training required in Kentucky?
Yes but only if you sell annuity products. You must complete a one-time, four-hour annuity suitability course before you may sell annuities in Kentucky. This course can apply toward your total 24-hour CE requirement.
Is long-term care training required in Kentucky?
Yes but only if you sell long-term care insurance. Producers must complete an eight-hour initial training course before selling LTC products and then a four-hour refresher during each renewal cycle thereafter.
How many ethics hours are required?
All Kentucky Life and Health agents must complete 3 hours of ethics coursework every two-year cycle.
How to Complete Your Insurance CE Online
NobleCE allows you to complete all Kentucky CE online from any device. Courses include ethics, annuity, long-term care, and approved electives. After completing the course, you’ll take an open-book final exam that permits use of course materials. You must pass with a score of 70 percent or higher. Your credits are then reported to the Kentucky Department of Insurance and your certificate is issued.
Do I Need to Pass a Final Exam
Yes. Kentucky requires a final exam with a minimum score of 70 percent. The exam is open-book and no proctoring is required. You can take the exam as many times as needed until you pass.
Mobile-Friendly CE Options That Fit Your Schedule
NobleCE courses are optimized for smartphones, tablets, and desktops. Your progress is automatically saved no matter where you study so you can easily resume on another device.
Approved Providers Versus Unapproved Risk Why It Matters
Only CE taken through Kentucky-approved providers counts toward renewal. Courses from unapproved sources or those that fail to follow state rules may lead to credit denial. NobleCE is fully approved for Kentucky CE in 2025 and ensures courses meet all content, format, and reporting requirements.
Check Your CE Transcript and Credit Hours
You can view your CE transcript anytime through the Kentucky licensing portal. NobleCE issues your certificate immediately after course completion and reports your credit promptly to maintain an accurate record.
Avoiding CE Penalties and Lapsed Licenses
Kentucky licenses expire every two years on the last day of the licensee’s birth month according to birth year parity. If CE is not completed by the deadline your license may lapse and you could face penalties or reinstatement steps. To prevent issues, complete your CE at least 30 days before renewal.
Why Agents Choose NobleCE for Insurance Continuing Education
Kentucky agents choose NobleCE because we offer:
- Kentucky-approved 24-hour CE bundles including ethics and product-specific training when required.
- One-time annuity and refreshable LTC courses for those who sell these products.
- Open-book final exams with unlimited retakes and a 70 percent passing threshold.
- Mobile-compatible self-paced courses with automatic progress saving.
- Transparent pricing with no unexpected fees.
Ready to complete your Kentucky Life and Health CE for 2025? NobleCE provides the confidence you need to renew your license smoothly and get back to serving your clients. |
