Michigan Insurance Continuing Education for Life and Health Professionals
Michigan Life and Health insurance producers must complete continuing education every two years to maintain their license. NobleCE offers Michigan-approved online CE courses that help you meet all your CE obligations quickly, conveniently, and in full compliance with state rules.
What Is Life and Health Insurance CE?
Life and Health CE helps producers stay informed about Michigan’s insurance laws, product standards, and ethical guidelines. State law requires licensees to complete 24 credit hours every two years, including specific training if you sell annuities or long-term care insurance.
Who Needs to Complete Insurance CE?
All resident Life and Health producers in Michigan must complete 24 credit hours of CE every two years. The renewal deadline is the first day of the producer’s birth month. If you were born in an even-numbered year, you renew in even years. If born in an odd-numbered year, you renew in odd years. Nonresident producers are exempt if they meet CE in their home state, but they must still complete Michigan-specific annuity and LTC training if they sell those products in the state.
Top Questions Agents Ask About CE Courses
Is annuity training required in Michigan.
Yes, but only if you sell annuity products. A one-time four-hour Annuity and Best Interest course is required before you may sell or solicit annuities in Michigan. This training counts toward your 24-hour CE total.
Is long-term care training required in Michigan.
Yes, if you sell long-term care policies. You must complete an eight-hour initial training course, followed by a four-hour refresher course every two years.
How many hours of ethics are required.
Michigan requires 3 hours of ethics training every two-year renewal cycle as part of the total 24 CE hours.
How to Complete Your Insurance CE Online
You can complete all of your CE hours online with NobleCE. Choose from approved courses that cover ethics, annuity, long-term care, and elective topics relevant to your license. After finishing each course, you will be required to pass a final exam with a score of at least 70 percent. These exams are monitored and follow strict Michigan Department of Insurance protocols.
Do I Need to Pass a Final Exam
Yes. Michigan requires a closed-book final exam for each online course. Exams must be passed with a minimum score of 70 percent. You may retake the exam as many times as necessary until you pass.
Mobile-Friendly CE Options That Fit Your Schedule
NobleCE courses are accessible on any device, whether you use a phone, tablet, or desktop. Progress saves automatically so you can work on your CE from anywhere and pick up where you left off.
Approved Providers Versus Unapproved Risk Why It Matters
Michigan only accepts CE credit from providers and courses approved by the Department of Insurance. Unapproved coursework will not count and may lead to license delays. NobleCE is fully approved for Michigan CE in 2025 and offers courses that meet all current standards and exam protocols.
Check Your CE Transcript and Credit Hours
Michigan producers can check their CE transcript at any time through the state’s licensing portal. NobleCE reports completed credit hours promptly and provides downloadable certificates so you have proof of compliance on hand.
Avoiding CE Penalties and Lapsed Licenses
Michigan insurance licenses renew every two years on the first day of the licensee’s birth month. If CE is not completed by the deadline, your license may lapse and require reinstatement. To avoid penalties or delays, complete your CE at least 30 days before your renewal date.
Why Agents Choose NobleCE for Insurance Continuing Education
Michigan agents choose NobleCE for:
- Fully approved 24-hour CE bundles that meet all state renewal rules
- Required annuity and LTC training for producers who sell those products
- Closed-book exams that follow state regulations and allow unlimited retakes
- Mobile-compatible, self-paced coursework
- Simple, transparent pricing with no hidden fees
Get started today and complete your Michigan Life and Health CE with NobleCE to stay licensed and compliant through 2025. |
