New Jersey Insurance Continuing Education for Life and Health Professionals
New Jersey Life and Health insurance producers must complete continuing education every two years to maintain an active license. NobleCE offers state-approved online courses that make it easy to meet your requirements quickly, securely, and on any device.
What Is Life and Health Insurance CE?
Continuing education ensures agents remain knowledgeable on New Jersey insurance laws, ethical standards, and key product lines. Life and Health licensees must complete 24 credit hours every two years, including ethics and, where applicable, training in annuities or long-term care.
Who Needs to Complete Insurance CE?
All resident Life and Health producers in New Jersey must complete 24 hours of CE by the last day of their birth month every two years. Nonresidents may be exempt from general CE if they are licensed and compliant in their home state, but they still must complete annuity or long-term care training if they sell those products in New Jersey.
Top Questions Agents Ask About CE Courses
Is annuity training required in New Jersey?
A one-time four-hour Annuity and Best Interest training course is required before you may solicit or sell annuities in New Jersey. This training is mandatory for all agents engaging in annuity sales, including nonresidents.
Is long-term care training required in New Jersey?
Yes, if you sell LTC insurance. You must complete an eight-hour initial LTC training course before selling policies, followed by a four-hour refresher during each subsequent renewal period.
How many ethics hours are required?
New Jersey requires exactly three hours of ethics training per renewal cycle as part of your 24-hour requirement.
How to Complete Your Insurance CE Online
With NobleCE, you can complete all required New Jersey CE courses online. Our courses include ethics, annuity, long-term care, and licensed-elecÂtive topics. After finishing the course content, you must take a final exam and pass with a score of 70 percent or higher to receive credit.
Do I Need to Pass a Final Exam
Yes. In New Jersey, all CE courses include a final exam with a required minimum score of 70 percent. You may retake the exam until you pass.
Mobile-Friendly CE Options That Fit Your Schedule
NobleCE courses are optimized for smartphone, tablet, or desktop use. Courses save your progress automatically so you can study when it suits your schedule and resume where you left off.
Approved Providers Versus Unapproved Risk Why It Matters
Only CE from providers approved by the New Jersey Department of Banking and Insurance is valid toward license renewal. NobleCE is fully approved for 2025 CE and ensures all content, exam formats, and reporting processes meet state standards.
Check Your CE Transcript and Credit Hours
After completing your courses, NobleCE reports your credit promptly to New Jersey’s licensing system. You can verify your CE hours via the state portal, and certificates are available immediately for download through your NobleCE account.
Avoiding CE Penalties and Lapsed Licenses
To avoid penalties or license suspension, finish all your CE by your renewal deadline-the last day of your birth month every two years. Completing early and confirming your hours are recorded is the best way to stay in compliance.
Why Agents Choose NobleCE for Insurance Continuing Education
New Jersey producers prefer NobleCE because we offer:
- A comprehensive 24-hour CE bundle covering ethics, annuity training, and LTC when needed.
- Final exams with unlimited retakes.
- Mobile-optimized, self-paced learning that adapts to your schedule.
- Transparent pricing with no hidden fees.
Complete your New Jersey Life and Health CE for 2025 with NobleCE. Stay compliant, renew on time, and renew with confidence. |
