Colorado Insurance Continuing Education for Life & Health Professionals
If you're a Life & Health insurance producer in Colorado, completing your continuing education (CE) requirements on time is essential to keeping your license active. NobleCE makes it easy to stay compliant with fast, fully approved, mobile-friendly CE courses designed specifically for Colorado agents. Our platform gives you flexibility, instant reporting, and full compliance with state rules.
What Is Life and Health Insurance CE?
Colorado requires Life & Health agents to complete 24 hours of CE every two years. This includes 3 hours in ethics, 18 hours in lines of authority, and 3 hours in any approved topic. Agents selling annuities or long-term care must also complete specific one-time or recurring training as mandated by the state.
Who Needs to Complete Insurance CE?
All resident Life & Health licensees in Colorado must meet these CE requirements before renewing their licenses. Your license renewal is due every two years, on the last day of your birth month. Non-residents are generally exempt from Colorado’s CE if they meet CE requirements in their home state, but they must still complete product-specific training-such as annuity or LTC-if they sell those products in Colorado.
Top Questions Agents Ask About CE Courses
Do I need annuity training?
Before selling annuities in Colorado, agents must complete a one-time 4-hour Annuity Best Interest course.
What about long-term care?
Colorado requires a 16-hour initial LTC Partnership course, split into 8 hours of self-study and 8 hours delivered in a classroom or live webinar format. Afterward, a 5-hour LTC refresher course is required every two years and must also be completed in a classroom or webinar format.
Do I need a proctor for my CE exam?
Yes. Colorado requires that all final exams for CE courses be closed-book and proctored by a disinterested third party over the age of 18. The proctor must not be a family member or have any supervisory or financial relationship with the licensee. A signed proctor affidavit is required for credit.
How to Complete Your Insurance CE Online
NobleCE offers Colorado-approved Life & Health CE courses that meet all your state requirements. Start by enrolling in your course, progress through the modules, and complete the closed-book, proctored final exam. You must score at least 70% to pass. Once complete, simply upload your signed proctor affidavit and your credits will be reported directly to the state-no extra filing fee required.
Do I Need to Pass a Final Exam?
Yes. All Colorado CE courses require a proctored final exam with a minimum passing score of 70%. Unlimited retakes are allowed, and your progress is saved. The proctor affidavit must be submitted before your course completion can be reported.
Mobile-Friendly CE Options That Fit Your Schedule
Our mobile-friendly platform works on your phone, tablet, or desktop. Whether you're on the road, between appointments, or relaxing at home, NobleCE lets you complete your CE at your pace. Your place in the course is always saved, so you can pick up right where you left off.
Approved Providers vs. Unapproved Risk: Why It Matters
Only CE from Colorado-approved providers is valid for license renewal. Taking unapproved courses-or failing to meet the closed-book exam and proctoring requirements-can result in denied credit and possible licensing delays. NobleCE is fully approved and follows all Colorado Department of Insurance regulations for CE content delivery, exam procedures, and reporting.
Check Your CE Transcript and Credit Hours
To avoid renewal issues, check your CE transcript regularly to confirm you’ve met all hour and content requirements-including ethics and any annuity or LTC training. NobleCE reports your hours quickly after you pass your course and submit your affidavit, keeping your transcript up to date.
Avoiding CE Penalties and Lapsed Licenses
Colorado licenses expire every two years on the last day of your birth month. There is no grace period for completing CE. If you miss the deadline, your license will lapse, and you may face additional steps or late fees to reinstate it. Finish your CE at least 30 days early to avoid last-minute issues and ensure smooth license renewal.
Why Agents Choose NobleCE for Insurance Continuing Education
Colorado Life & Health agents choose NobleCE for our:
- Complete 24-hour bundles, including all ethics and elective requirements
- Closed-book, proctored exams with a user-friendly affidavit submission process
- Fast, direct reporting to the Colorado Division of Insurance
- Mobile-friendly, self-paced learning that works on all devices
- Reliable customer support
If you’re ready to complete your Colorado Life & Health CE for 2025, NobleCE gives you the tools to finish fast and stay fully compliant, anytime, anywhere. |