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Which package should I choose?
All packages satisfy the 24 hour requirement, including the required 3 hours of Ethics. You may need to select a package containing one or more state specific courses depending on the types of products you sell.
State Specific Requirements:
- Long Term Care Requirement: Initial 8-hour LTC course prior to selling LTC, then a 5-hour refresher each renewal if you sell LTC.
- Annuity Requirement: One-time 4-hour annuity course before selling, soliciting, or negotiating annuities.
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