What Counts as Credit Toward Insurance Continuing Education Requirements?
Typically, credit is earned by taking courses that have been approved by TDI from registered course providers. Each course will indicate the number of hours and whether any count toward the ethics requirement.
Other ways to earn CE credit: Passing a part of many professional designation programs is a way to earn credit. A professional designation program is defined in the 28 TAC Â§19.1010
. It is (A) nationally recognized in the insurance industry, and is (B) issued by an entity that maintains a not-for-profit status and has been in existence for at least five years.
Up to four hours of continuing education credit can be earned by an agent who is an active member of a state or national insurance association. For information about how the credit can be earned, review Chapter 4004.0535 of the Texas Insurance Code and Â§19.1011 and new Â§19.1020 of the Texas Administrative Code. The rules adopting the provisions can be viewed here; 28 TAC Â§ Â§19.1011, 19.1020 and 19.1021
"Qualifying" courses, not certified by TDI, may also be used for credit, as described in 28 TAC Â§19.1010
. Qualifying courses are insurance courses that are: (A) offered for credit by accredited colleges, universities, or law schools; (B) part of a national designation certification program; (C) approved for classroom, classroom equivalent, or participatory credit by the continuing education approval authority of a state bar association or state board of public accountancy; or (D) certified or approved for continuing education credit under the guidelines of the Federal Crop Insurance Corporation.
Exemptions from, and extensions of time for a licenseeÂ to complete CE hours are possible, under very limited circumstances. The key to an extension being granted is proper documentation of a circumstance described in the rule that is beyond the licensee's control. Examples include a long term illness, or military service in a theater of war. Reasons related to business or work load are never acceptable. Documentation is also important when claiming an exemption from continuing education hours if our records do not show current eligibility.
The 20 years of licensure needed to qualify for an exemption must be CONTINUOUS (no breaks greater that 90 days) and the license must be held under the Texas Insurance Code. To request an exemption from completing CE hours, or an extension of time to complete CE hours, submit TDI formÂ FIN517, Application for Licensee Exemption or Extension form.