Connecticut Insurance Continuing Education Requirements
A Complete Guide for 2025
If you’re a licensed insurance producer or adjuster in Connecticut, keeping up with continuing education (CE) is critical for maintaining an active license. This 2025 guide dives into Connecticut’s mandated CE-covering hours, special subjects, proctor rules, deadlines, and how NobleCE simplifies your compliance.
What Is Insurance Continuing Education?
Continuing Education keeps insurance professionals knowledgeable about evolving laws, ethics, consumer protection, and industry best practices. The Connecticut Insurance Department requires CE compliance every two years to help ensure public trust and regulatory readiness.
Who Needs to Complete CE in Connecticut?
All resident producers and adjusters in Connecticut with life, health, accident, property, casualty, or personal lines authority must complete CE every two-year cycle. Non-residents are exempt unless selling Connecticut annuity, long-term care (LTC), or flood products.
Licensees holding only credit-only or travel-only authority do not need CE.
Connecticut Insurance CE Requirements Overview
- 3 hours in laws, regulations, or ethics
- 21 hours of elective credits approved in your lines of authority
- You may carry forward up to 24 excess hours to the next cycle. However, ethics and line-specific hours carry over as electives.
- No course may be repeated for credit within the same biennium.
- Excess credits beyond 24 are not accepted.
Special Requirements for Certain Licensees
- Annuity Suitability Training: A one-time 4-hour course is required before engaging in annuity sales.
- Long-Term Care (LTC): A 10-hour initial training-7 hours life and health plus 3 hours law/ethics-is required before selling LTC or Partnership policies.
- Flood Insurance: A one-time 3-hour NFIP flood course is required before selling flood insurance. (New licensees only; initial requirement.) Current licensees who previously sold flood are exempt.
When Is the CE Deadline in Connecticut?
Your CE deadline coincides with your license expiration: the last day of your birth month every two years. For new licensees, the first term may be shorter. CLE cannot exceed 8 credit hours per day. Seniors triggering license reminders receive notifications 180 and 60 days before expiration.
How to Find Approved CE Courses in Connecticut
NobleCE offers all Connecticut-approved courses, including ethics, annuities, LTC, flood, and electives, via a mobile-friendly platform. Choose from individual courses or 24-hour bundles to complete your CE fast. We support instant reporting to the state, ensuring compliance without delay.
Step-by-Step: How to Complete Your Connecticut Insurance CE
- Confirm your license expiration date (last day of birth month).
- Determine applicable special training (annuity, LTC, flood).
- Select individual or bundled NobleCE courses.
- Complete 24 hours, ensuring minimums:
- 3 hours of laws/regulations/ethics
- Compliance with special training.
- Complete closed-book final exams monitored by a disinterested third-party proctor aged 18 or older.
- Achieve 70% or higher on exams with unlimited retakes.
- NobleCE reports completions twice daily to SBS.
- Renew your license through NIPR or Connecticut portal once CE shows compliant status.
What Happens If You Miss the CE Deadline?
Failing to meet CE by your expiration date results in license expiration and cancellation of appointments.
To reinstate within one year, you must complete CE and pay a $160 late fee plus renewal fee (totaling $320). If over one year expired, you'll need to reapply and pass pre-licensing before renewing.
CE Exemptions and Extensions
Exemptions apply for:
• Producers licensed only in travel or credit lines
• Non-residents (unless selling CT annuity, LTC, or flood)
Exemptions and extensions require approval through the Connecticut Insurance Department.
How to Check Your CE Transcript
Review your CE status on the State Based Systems portal. NobleCE provides completion certificates and reporting confirmation so you can track progress with peace of mind.
Best Practices for Connecticut Insurance CE Success
Start early to avoid last-minute issues. Use NobleCE’s bundle pricing options, mobile-friendly platform, and instant state reporting to stay ahead. Ensure you have a proctor lined up before exam day and monitor daily credit limits.
Stay Ahead with Connecticut CE Compliance
Maintaining your license means more than just legal compliance-it ensures professional credibility. NobleCE helps Connecticut licensees stay current, compliant, and stress-free throughout the CE cycle.
Frequently Asked Questions (FAQ)
Q: Are proctors required for Connecticut CE exams?
A: Yes. All final exams must be closed-book and proctored by a third party with no personal or financial connection.
Q: What is the passing score for exams?
A: You need at least 70% to pass, and you may retake exams as many times as needed.
Q: Can I carry over CE credits?
A: Yes. Up to 24 hours may be carried forward; ethics and line-specific credits carry over as electives.
Q: How often are completions reported to the state?
A: NobleCE reports twice each business day, keeping your transcript current.
Ready to Get Started?
Explore NobleCE’s courses to complete your CE fast, satisfy your Connecticut renewal, and stay compliant with confidence. With efficient bundles, mobile study, and instant reporting, we’ve got your CE needs covered.
Disclaimer: The information provided by Noble regarding Continuing Education (CE) is intended as a courtesy and aims to be accurate and up to date. However, Noble and its employees do not guarantee the accuracy or current validity of the information. CE regulations are subject to change, so always verify details independently.
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