Ohio Insurance Continuing Education Requirements
A Complete Guide for 2025
If you are a licensed insurance producer, title agent, or public adjuster in Ohio, completing your continuing education (CE) is essential to renew your license with the Department of Insurance. This 2025 guide explains your hour requirements, ethics, flood, annuity, long-term care training, exam format, carryover rules, and how to complete your CE fast using NobleCE’s mobile-friendly platform with bundle pricing and instant state reporting.
What Is Insurance Continuing Education?
Insurance CE refers to state-approved courses that help professionals maintain current knowledge of industry regulations, ethics, and product developments. Ohio requires CE every two years to ensure producers provide informed and compliant service.
Who Needs to Complete CE in Ohio?
Resident producers must complete 24 hours of CE every two years. Title agents, surety bail bond licensees, and viatical settlement brokers have separate hour requirements. Non-residents are exempt if they meet CE in their home state. Producers continuously licensed prior to 1971 may qualify for exemption.
Ohio Insurance CE Requirements Overview
- 24 total hours of CE every two years for most producers
- Includes 3 hours of ethics
- Exams require a passing score of 70%
- No proctor required; closed-book exams with unlimited retakes
- Up to 12 hours of excess credit may carry forward as general hours
- Courses cannot be repeated for credit within the same two-year cycle
- Reporting fee of $1.00 per credit hour; course completions reported within two business days
Special Requirements for Certain Licensees
Ohio requires one-time specialty training before selling certain products:
- Annuity Training: A one-time 4-hour annuity suitability and best-interest training course is required.
- Long-Term Care (LTC): Producers must complete an 8-hour initial LTC partnership course and a 4-hour refresher every two years.
- Flood Insurance: A one-time 3-hour FEMA-approved NFIP flood training course is required before selling flood insurance.
Specialty training counts toward your 24-hour total within the renewal cycle.
When Is the CE Deadline in Ohio?
All CE must be completed by the last day of your birth month every two years, coinciding with your relicensing deadline. CE must be submitted before applying for renewal. Electronic renewals open 90 days before expiration.
How to Find Approved CE Courses in Ohio
Only Ohio Department of Insurance-approved courses count. NobleCE offers state-approved, mobile-friendly courses, including specialty training bundles with clear progression and forced quizzes to prepare you for passage. Completions are reported promptly with roster fees included.
Step-by-Step: How to Complete Your Ohio Insurance CE
- Check your CE due date based on your birth month
- Choose NobleCE’s approved courses or a full 24-hour bundle
- Complete courses online anytime, anywhere
- Take required self-study, closed-book final exams-no proctor required
- Pass each exam with a 70% or higher score; unlimited retakes are allowed
- Download or save your completion certificate
- NobleCE reports your completions to the state within two business days, including roster fees
What Happens If You Miss the CE Deadline?
If CE is incomplete at renewal, your license will lapse and you cannot perform insurance activities until you complete required hours and apply for reinstatement. A fee may be required.
CE Exemptions and Extensions
Non-residents compliant in their home state are exempt from Ohio CE. Licensees with limited authority, an inactive license, or licensed before 1971 may also be exempt. Military and medical hardship extensions may be approved upon request prior to the deadline.
How to Check Your CE Transcript
Verify your CE status through Sircon or the Ohio Department of Insurance portal. Confirm that all credit hours-general, specialty, and carry-over-are correctly recorded. Store certificates for at least three years in case of audit.
Best Practices for Ohio Insurance CE Success
Start early in your biennial cycle to avoid last-minute pressure. Use NobleCE’s 24-hour bundle to cover ethics, general hours, and specialty training efficiently. Take advantage of unlimited exam retakes, mobile access, and quick state reporting to finish your CE fast and confidently.
Stay Ahead with Ohio CE Compliance
Staying CE-compliant protects your license and enhances your professional capability. NobleCE offers approved, accessible courses with bundle pricing and instant state reporting to help you meet Ohio CE requirements quickly and easily.
Frequently Asked Questions (FAQ)
How many hours of CE are required in Ohio
24 total hours every two years for producers; specialty license types follow separate hour plans.
Is a final exam required
Yes. Each course ends with a closed-book exam requiring 70% or higher. No proctor is needed, and exams may be retaken as needed.
Can I carry over extra hours
Yes. You may carry over up to 12 excess hours into your next renewal cycle as general credit.
Do specialty training hours count toward my total
Yes. Annuity, LTC, and flood courses all count toward your required 24 hours when completed within the renewal term.
Ready to Get Started?
Explore NobleCE’s Ohio courses and complete your CE fast with mobile-friendly learning, bundle pricing, and instant state reporting.
Disclaimer: The information provided by Noble regarding Continuing Education (CE) is intended as a courtesy and aims to be accurate and up to date. However, Noble and its employees do not guarantee the accuracy or current validity of the information. CE regulations are subject to change, so always verify details independently.
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