Pennsylvania Insurance Continuing Education Requirements
A Complete Guide for 2025
If you are a licensed insurance producer, title agent, or public adjuster in Pennsylvania, staying current with continuing education (CE) is essential to maintain your license with the Department of Insurance. This 2025 guide details your requirements-including total hours, ethics, flood, annuity, long-term care training, exam formats, and how to complete your CE fast using NobleCE’s mobile-friendly platform, bundle pricing, and instant state reporting.
What Is Insurance Continuing Education?
Insurance continuing education consists of state-approved courses that help maintain your knowledge on ethical standards, legal changes, and product insights. This training ensures consumer protection and professional competence. In Pennsylvania, CE is required every two years, with specific mandates around ethics, flood, annuity, and LTC.
Who Needs to Complete CE in Pennsylvania?
All resident insurance producers, title agents, and public adjusters must complete 24 hours of CE every two years. Non-resident producers are exempt if their home state is reciprocal. Exemptions do not apply to non-resident title agents, who must comply with PA CE rules. Producers licensed before January 1, 1971, or those licensed continuously since then, are exempt from CE when no additional lines have been added. Exemptions may also be granted for hardship or medical conditions.
Pennsylvania Insurance CE Requirements Overview
- 24 hours of CE every two years
- 3 hours of ethics required effective April 29, 2025
- 2 hours of flood CE required for property, casualty, or personal lines producers effective April 29, 2025
- Unused hours up to a 24-hour maximum may carry over to the next renewal period
- Courses cannot be repeated for credit within the same two-year cycle
Special Requirements for Certain Licensees
- Annuity Training: A one-time 4-hour annuity best interest and suitability course is required before selling annuities. Training meeting NAIC standards from other states is reciprocal.
- Long-Term Care Training: An 8-hour initial LTC course is required before selling LTC products. A 4-hour refresher must be completed every 24 months thereafter. LTC partnership products must include at least 1-hour Medicaid content.
- Flood Insurance Training: A one-time 3-hour NFIP flood course is required before selling flood policies.
When Is the CE Deadline in Pennsylvania?
All CE must be completed by the last day of your birth month every two years. For providers, the final date applies to both renewal submission and having completed all required hours.
How to Find Approved CE Courses in Pennsylvania
Only courses approved by the Pennsylvania Insurance Department count. NobleCE offers 24-hour bundles, ethics, flood, annuity, and LTC training that meet PA requirements. Our platform is mobile-friendly, with instant reporting to Sircon or the state-typically within one to two business days.
Step-by-Step: How to Complete Your Pennsylvania Insurance CE
- Confirm your CE due date based on your birth month.
- Select PA-approved NobleCE courses or a full 24-hour bundle.
- Complete courses online at your convenience.
- Take the closed-book final exams; no proctor is required and unlimited retakes are allowed.
- Pass exams with a score of 70% or higher.
- Receive your completion certificates immediately.
- NobleCE reports your CE and pays any roster fees within the required reporting period.
What Happens If You Miss the CE Deadline?
If you do not complete CE by your renewal deadline, your license will lapse. You must complete the required hours, pay any fees, and submit a renewal application to be reinstated. You cannot conduct insurance business while your license is inactive.
CE Exemptions and Extensions
Exemptions include licensees continuously licensed before January 1, 1971, hardship cases, and non-residents meeting home-state requirements. Extensions are granted only under hardship or medical conditions and must be approved in advance.
How to Check Your CE Transcript
You can check your CE transcript through Sircon or the Pennsylvania Insurance Department's licensing portal. Make sure your hours and specialty training are recorded correctly before you submit your renewal. Keep your certificates on file for six years in case of audit.
Best Practices for Pennsylvania Insurance CE Success
Start your CE early to avoid rush at renewal time. Choose NobleCE’s full 24-hour bundle to cover general and specialty requirements efficiently. Open-book exams with unlimited retakes make completion stress-free. Keep certificates handy, and confirm your credit appears in the state system ahead of your deadline.
Stay Ahead with Pennsylvania CE Compliance
Staying on top of your CE ensures your license remains active and your professional knowledge stays sharp. NobleCE delivers PA-approved, mobile-friendly courses with bundle pricing and instant state reporting-designed to help you complete your CE fast and confidently.
Frequently Asked Questions (FAQ)
How many hours are required?
24 total hours every two years, including 3 ethics and 2 flood (for P/C or personal lines). Excess hours up to 24 may carry forward.
Are exams required?
Yes. Closed-book exams are required; no proctor is necessary. You can retake the exam until you pass.
Do specialty training hours count toward CE totals?
Yes. Annuity, LTC, and flood training hours apply toward your 24-hour CE total when completed during your renewal cycle.
Can I repeat a course in the same term?
No. Courses may not be repeated for credit within the same two-year license term.
Ready to Get Started?
Explore NobleCE’s Pennsylvania courses and complete your CE fast with our mobile-friendly platform, bundle pricing options, and instant state reporting.
Disclaimer: The information provided by Noble regarding Continuing Education (CE) is intended as a courtesy and aims to be accurate and up to date. However, Noble and its employees do not guarantee the accuracy or current validity of the information. CE regulations are subject to change, so always verify details independently.
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