Utah Insurance Continuing Education Requirements
A Complete Guide for 2025
If you are a licensed insurance producer or adjuster in Utah, completing your continuing education (CE) on time is essential to maintain your license with the Utah Insurance Department. This 2025 guide outlines everything you need to know about CE in Utah, including required hours, classroom-equivalent rules, special training for annuities and long term care, and how to complete your CE fast using NobleCE’s mobile-friendly platform with instant reporting and bundle pricing options.
What Is Insurance Continuing Education?
Insurance CE consists of approved courses designed to help producers and adjusters stay current on laws, ethics, and product knowledge. CE is required by the Utah Insurance Department to ensure licensees maintain up-to-date knowledge and remain qualified to serve consumers.
Who Needs to Complete CE in Utah?
Resident producers and adjusters are required to complete CE. This includes life, health, property, casualty, and personal lines producers. Nonresident licensees are generally exempt if they meet CE requirements in their home state. Title producers are also subject to CE but under separate guidelines.
Utah Insurance CE Requirements Overview
Utah requires the following CE every two years:
- 24 total hours for resident producers and adjusters
- 12 hours must be classroom or classroom-equivalent
- 3 hours must be in ethics training
- Only 12 hours may be from insurer-sponsored courses
Title producers must complete 12 hours of CE, including 6 classroom-equivalent hours and 3 hours of ethics. Title producers licensed for 20 years or more are only required to complete 6 total hours, including 3 hours of ethics.
Special Requirements for Certain Licensees
Some license types and product lines have additional training rules:
- Annuity Training: A one-time 4-hour annuity suitability course is required before selling annuities. Producers licensed before July 1, 2024, may complete a 1-hour update instead, if done by June 30, 2025.
- Long Term Care (LTC) Training: Producers must complete a 3-hour LTC partnership training course before selling LTC. To continue offering LTC products, a 3-hour refresher must be taken every renewal cycle.
- Flood Insurance Training: A 3-hour FEMA-approved flood course is required before selling federal flood policies through the NFIP.
When Is the CE Deadline in Utah?
Your CE must be completed by the last day of your birth month, every two years, based on your initial license issue year. No grace period or extensions are allowed, and credits do not carry over to the next renewal cycle.
How to Find Approved CE Courses in Utah
Only courses approved by the Utah Insurance Department count toward your CE. NobleCE offers state-approved, mobile-accessible courses that meet both the classroom-equivalent and ethics requirements. Our 24-hour bundle includes everything needed to renew, with instant reporting and pricing designed to save you time and money.
Step-by-Step: How to Complete Your Utah Insurance CE
- Check your CE due date based on your birth month and license renewal schedule
- Choose NobleCE’s approved courses or 24-hour Utah CE bundle
- Study at your own pace on any device
- Complete open-book quizzes with no proctor required
- Pass each exam with a score of 70 percent or higher
- Retake exams as needed, no limit on retakes
- Save your certificate and let NobleCE report your completion to the state within 14 days
What Happens If You Miss the CE Deadline?
If you miss your CE deadline, your license becomes inactive. You may not perform any insurance-related duties while inactive. To reinstate, you must complete all CE, pay a reinstatement fee, and submit a renewal application through the National Insurance Producer Registry.
CE Exemptions and Extensions
You may qualify for an exemption if:
- You were licensed before December 31, 1982
- You have held a license for at least 20 consecutive years and maintain a designation such as CLU, ChFC, CPCU, or CFP
- You are a title producer licensed for 20 years or more (eligible for reduced hours)
- You experience military deployment or qualifying medical hardship and request an extension in advance
How to Check Your CE Transcript
Use the Sircon Utah CE Lookup Tool to view your CE transcript, confirm course completion, and check whether NobleCE has reported your hours. Providers must report within 14 days, though NobleCE often reports by the next business day.
Best Practices for Utah Insurance CE Success
Start your CE early in your renewal cycle to avoid any last-minute issues. Choose NobleCE’s 24-hour bundle to fulfill all your requirements in one step. Make sure your courses include classroom-equivalent credit where needed, and keep copies of your certificates for at least five years. With mobile access and unlimited exam retakes, CE can be completed fast and without stress.
Stay Ahead with Utah CE Compliance
Staying compliant with CE helps you maintain your license and ensures that you stay informed and competitive. NobleCE’s online courses are fully approved for Utah, mobile-friendly, and built with your schedule in mind. Complete your CE fast, meet all requirements in one place, and enjoy the confidence of automatic state reporting.
Frequently Asked Questions (FAQ)
How many CE hours do I need in Utah?
24 total hours every two years, including 12 classroom or classroom-equivalent hours and 3 ethics hours.
Can I complete all CE online?
Yes. You can take all courses online, as long as at least 12 hours are designated classroom-equivalent.
Does NobleCE report my completions?
Yes. NobleCE reports your CE to the state within 14 days, often by the next business day.
Do LTC and annuity training count toward CE?
Yes. These hours count toward your total CE as long as they are completed within the renewal cycle.
Ready to Get Started?
Explore NobleCE’s Utah courses now and complete your CE fast with mobile-friendly courses, bundle pricing options, and instant state reporting.
Disclaimer: The information provided by Noble regarding Continuing Education (CE) is intended as a courtesy and aims to be accurate and up to date. However, Noble and its employees do not guarantee the accuracy or current validity of the information. CE regulations are subject to change, so always verify details independently.
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