Illinois Insurance Continuing Education Requirements
A Complete Guide for 2025
Maintaining your Illinois insurance license means completing continuing education (CE) every two years. NobleCE offers mobile-friendly courses, bundle pricing options, and prompt reporting so you can complete your CE fast and remain compliant with the Illinois Department of Insurance.
What Is Insurance Continuing Education?
CE includes state-approved ethical, legal, and product-specific training designed to keep insurance professionals competent and up to date. It supports high ethical standards and consumer confidence.
Who Needs to Complete CE in Illinois?
- Resident producers must complete 24 hours of CE every two years
- Non-resident licensees are exempt if compliant in their home state
- License types such as public adjusters, viatical settlement brokers, crop producers, and title agents must also complete 24 hours
- Limited and temporary license holders may be exempt
Illinois Insurance CE Requirements Overview
- 24 total CE hours every two years
- 3 hours of ethics, taken in a live classroom or webinar format
- No repeating courses within the same compliance period
- Up to 12 hours of unused CE can carry over to the next cycle (excluding ethics)
- Final exams are open-book self-study with no proctor required
- A passing score of 70 percent is required
- Unlimited exam retakes allowed
Special Requirements for Certain Licensees
- Annuity Training: A one-time 4-hour annuity suitability course is required before selling annuities
- Long-Term Care (LTC): An 8-hour initial partnership course is required; thereafter, a 4-hour refresher every two years
- Flood Insurance: A one-time 3-hour NFIP flood course is required before selling flood insurance
- Viatical Settlement Brokers: A one-time 4-hour viatical settlements course is required every two years
These specialty hours count toward your 24-hour total during the renewal cycle.
When Is the CE Deadline in Illinois?
All required CE must be completed and reported at least 10 business days before the last day of your birth month every two years. Online renewals are available 90 days before the deadline, plan ahead to ensure timely reporting.
How to Find Approved CE Courses in Illinois
Only courses approved by the Illinois Department of Insurance count toward CE. NobleCE offers Illinois-approved self-study and bundle packages, including ethics, law, and specialty training, with mobile access and rapid state reporting.
Step-by-Step: How to Complete Your Illinois Insurance CE
- Check your CE due date based on your birth month
- Choose NobleCE’s 24-hour bundle or select specific courses
- Complete courses online at your convenience
- Attend a live ethics webinar or classroom for ethics credit
- Take open-book final exams, no proctor required
- Score at least 70 percent; retake exams if necessary
- Download certificates immediately after successful completion
- NobleCE reports completions within one to two business days so your CE posts promptly
What Happens If You Miss the CE Deadline?
If your CE is incomplete by the deadline, your license becomes invalid. To reinstate, complete any missing CE, pay reinstatement fees, and reapply for renewal. You must wait until renewal is active to resume insurance transactions.
CE Exemptions and Extensions
Exemptions are available for:
- Non-residents in good standing with home-state CE
- Holders of temporary or limited licenses
- Individuals on military deployment or those experiencing medical hardship (extensions must be granted in advance)
How to Check Your CE Transcript
Verify your CE credentials through the Illinois licensing portal or Sircon. Confirm that all general, ethics, and specialty hours are accurately posted. Retain course certificates for at least five years.
Best Practices for Illinois Insurance CE Success
Start your CE cycle early and complete required ethics and specialty training first. Use NobleCE’s mobile-friendly platform and open-book exams to study and test on your schedule-without proctoring stress. Confirm reporting before renewing online to ensure a smooth license renewal.
Stay Ahead with Illinois CE Compliance
Timely CE ensures your license remains active and your skills stay sharp. NobleCE provides licensed Illinois-approved courses, bundle pricing, flexible learning options, and fast state reporting to help you complete your CE fast and confidently.
Frequently Asked Questions (FAQ)
How many hours are required in Illinois
24 hours every two years, including 3 hours of ethics.
Are exams required
Yes. Open-book exams are required with a 70 percent passing score. Exams may be retaken as needed, and no proctoring is necessary.
Can I carry over unused hours
Yes. Up to 12 unused hours can carry over to the next cycle-ethics are excluded.
Do specialty courses count toward the total hours
Yes. Annuity, LTC, flood, or viatical courses count toward your 24-hour total when completed in your renewal cycle.
Ready to Get Started?
Explore NobleCE’s Illinois courses and complete your CE fast with mobile-friendly learning, bundle pricing options, and quick reporting.
Disclaimer: The information provided by Noble regarding Continuing Education (CE) is intended as a courtesy and aims to be accurate and up to date. However, Noble and its employees do not guarantee the accuracy or current validity of the information. CE regulations are subject to change, so always verify details independently.
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