Colorado Insurance Continuing Education Requirements
A Complete Guide for 2025
If you're a licensed insurance producer, broker-agent, or adjuster in Colorado, completing your continuing education (CE) is essential to keeping your license active and compliant. This guide explains Colorado's 2025 CE requirements-covering hours, subjects, deadlines, proctor rules, and how NobleCE makes it easy.
What Is Insurance Continuing Education?
Insurance CE is your pathway to staying up to date with regulations, ethics, and industry trends as mandated by the Colorado Division of Insurance (DOI). It ensures licensees serve clients effectively and legally.
Who Needs to Complete CE in Colorado?
All resident producers and public adjusters in Colorado must fulfill CE requirements every two years. Non-resident producers are exempt from general CE if compliant in their home state, though any sales of LTC or annuities in Colorado still require state-specific training.
Colorado Insurance CE Requirements Overview
- 18 hours in your licensed line of authority
- 3 hours in ethics
- 3 hours in any category (miscellaneous)
- Property, casualty, and personal lines producers must include at least 3 hours of homeowners insurance training annually
Unused CE can be carried forward:
- Up to 12 credit hours taken within the final 120 days before your expiration date
- Ethics and homeowners credits carry over as general credit
- You cannot repeat the same course within two years for credit
Special Requirements for Certain Licensees
Colorado includes additional one-time and ongoing training:
- Annuity Best Interest Training: One-time 4-hour course before selling annuities
- Long-Term Care (LTC):
- Initial 16 hours (8 general online + 8 partnership classroom)
- 5-hour classroom refresher every two years.
- Flood Insurance: One-time 3-hour NFIP course prior to selling flood coverage
- Claims-Made Policies: One-time 2-hour claims-made training before selling or consulting on such policies.
When Is the CE Deadline in Colorado?
Your CE deadline is the last day of your birth month every two years, tied to odd-or-even birth years. CE hours and exams must be completed before this date, and courses reported prior to renewal submission.
How to Find Approved CE Courses in Colorado
NobleCE offers Colorado-approved CE courses and bundle pricing options, including full 24-hour bundles to help you complete your CE fast. Our mobile-friendly platform lets you study anywhere, and we handle instant reporting to the state within the required timeframe.
Step-by-Step: How to Complete Your Colorado Insurance CE
- Confirm your renewal deadline (birth month, even/odd year).
- Identify required training (e.g. annuity, LTC, flood, homeowners, claims-made).
- Select individual courses or bundles from NobleCE.
- Complete 24 hours with the required specialties.
- Take your closed-book final exams with a disinterested third-party proctor (must be over 18, no familial or financial relationship)
- Pass exams with 70% or higher, unlimited retakes allowed.
- NobleCE reports your completions instantly (within 1-2 business days) to Colorado DOI/Sircon
- Submit your license renewal via Sircon or NIPR once CE appears on your transcript.
What Happens If You Miss the CE Deadline?
Missing your CE deadline results in license expiration. To reinstate, you must complete required CE, pay late fees, and if expired over 12 months, possibly reapply and meet pre-licensing requirements again.
CE Exemptions and Extensions
- First-time licensees (grace until second renewal)
- Limited-lines license holders: travel, bail bonding, title, credit, crop hail agents
- Hardship extensions may be granted by the Colorado DOI upon request.
How to Check Your CE Transcript
View your progress via the Sircon Compliance Express portal. NobleCE also provides completion certificates and reporting confirmations so you know exactly where you stand.
Best Practices for Colorado Insurance CE Success
Complete your CE early to avoid filing delays. Use NobleCE's instant reporting, mobile-friendly platform, and bundles to complete your CE fast and at a low cost. Make sure you have a qualified proctor ready for final exams.
Stay Ahead with Colorado CE Compliance
Staying compliant ensures your license stays active and your knowledge stays current. NobleCE’s efficient, state-approved platform guides you through Colorado’s CE requirements with ease and confidence.
Frequently Asked Questions (FAQ)
Q: Do Colorado CE exams require a proctor?
A: Yes. Exams must be closed-book and proctored by a disinterested third party aged 18+. Co-workers without reporting relationships are allowed.
Q: What is the passing score for CE exams?
A: A score of 70% or higher is required. You may retake exams as many times as needed
Q: Can I carry over credit hours?
A: Yes. Up to 12 hours taken within 120 days before expiration can carry over. Ethics and homeowners carry forward as general credits
Q: When will my CE show on my transcript?
A: NobleCE reports completions within 1–2 business days; Sircon processes shortly after
Ready to Get Started?
Explore NobleCE’s courses to complete your CE fast, satisfy your Colorado renewal, and stay compliant with confidence. Whether you need a full 24-hour bundle or targeted credits, we've got you covered.
Disclaimer: The information provided by Noble regarding Continuing Education (CE) is intended as a courtesy and aims to be accurate and up to date. However, Noble and its employees do not guarantee the accuracy or current validity of the information. CE regulations are subject to change, so always verify details independently.
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