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Michigan (MI)
Provider#: 0199
Insurance Continuing
Education (CE)
 
Get 25% off
 
HOW IT WORKS
bullet
  FAST
bullet No Timers
You can study at your own speed.
bullet Fastest Reporting
You will avoid penalties with daily reporting.
bullet
  EASY
bullet Stop/Start Course
You will resume where you left off.
bullet Compliance Check Stress Free Exam
Our system ensures you take the right courses. 97% pass rate for first time test takers.
bullet
  CHEAP
bullet Get 25% OFF
Complete your CE for $60
$44.95 + any state fees
bullet Order With Friends
Each of you will get an additional 20% off.
bullet
  FAST
bullet No Timers
You can study at your own speed.
bullet Fastest Reporting
You will avoid penalties with daily reporting.
bullet
  EASY
bullet Stop/Start Course
You will resume where you left off.
bullet Compliance Check Stress Free Exam
Our system ensures you take the right courses. 97% pass rate for first time test takers.
bullet
  CHEAP
bullet Get 25% OFF
Complete your CE for $60
$44.95 + any state fees
bullet Order With Friends
Each of you will get an additional 20% off.
 
bullet
JOIN MORE THAN 2 MILLION AGENTS
WHO HAVE USED NOBLE TO COMPLETE THEIR CONTINUING
EDUCATION ON TIME SINCE 1989.
WHY CHOOSE NOBLE INSURANCE CONTINUING EDUCATION
State approved for Insurance Continuing Education
As a pioneer in the field of insurance continuing education, Noble offers state-approved online courses that producers can take to renew their licenses.
bullet
Complete your Insurance CE on your schedule
Noble's continuing education is designed to help you make the most of your time - we give you the power to determine when and how you want to study your CE. You can logon and off as many times as you like, and you'll always return to the exact spot you last left off.
Complete your continuing education when you want to. If you're tired you can logoff and return when you're more refreshed. By doing so, you not only learn more, you remember it longer. You are in control of the learning process.
bullet
Customer support and 24/7 online access
Noble's online insurance continuing education courses are based on convenience. Online access is available 24/7, and our knowledgeable customer service representatives are available from 8:00 am until 4:45 pm.
bullet
Start your Insurance Continuing Education courses today!
Maximize your efforts. Prepare yourself for success. And rest assured, you're in the hands of one of the best insurance continuing education companies in the industry. Noble began in 1989 offering innovative, quality insurance courses for agents and producers alike.
CALL OUR TOLL-FREE
NUMBER
1-800-275-2589
8:00 AM to 4:45 PM CST M-F
To speak with someone for assistance
bullet
Complete your Insurance CE on your schedule
Noble's continuing education is designed to help you make the most of your time - we give you the power to determine when and how you want to study your CE. You can logon and off as many times as you like, and you'll always return to the exact spot you last left off.
Complete your continuing education when you want to. If you're tired you can logoff and return when you're more refreshed. By doing so, you not only learn more, you remember it longer. You are in control of the learning process.
bullet
Customer support and 24/7 online access
Noble's online insurance continuing education courses are based on convenience. Online access is available 24/7, and our knowledgeable customer service representatives are available from 8:00 am until 4:45 pm.
bullet
Start your Insurance Continuing Education courses today!
Maximize your efforts. Prepare yourself for success. And rest assured, you're in the hands of one of the best insurance continuing education companies in the industry. Noble began in 1989 offering innovative, quality insurance courses for agents and producers alike.

Michigan Insurance Continuing Education Requirements

A Complete Guide for 2025

Licensed insurance professionals in Michigan-including producers, adjusters, and select other license types-must complete continuing education (CE) every two years to maintain an active license. NobleCE offers mobile-friendly courses, bundle pricing, and prompt reporting to help you complete your CE fast and stay compliant.

What Is Insurance Continuing Education?

Insurance CE consists of approved courses that help professionals stay updated on ethics, product training, state law, and regulatory changes. Michigan law mandates 24 hours of CE every two years to ensure professionals remain knowledgeable and competent.

Who Needs to Complete CE in Michigan?

  • Resident producers must complete 24 hours, including ethics and specialty training, every two years.
  • Resident adjusters licensed in a major line must also comply.
  • Public adjusters, title agents, and restricted license holders are typically exempt.
  • Non-resident producers are exempt if they meet CE requirements in their home state.
  • Brokers licensed before certain dates may qualify for exemption or waivers.

Michigan Insurance CE Requirements Overview

  • 24 total CE hours every two years
  • Includes 3 hours of ethics
  • One-time specialty training: 4-hour annuity suitability, 8-hour LTC (plus 4-hour refresher), and 3-hour flood course
  • Up to 12 excess hours may carry over as general credit
  • Courses cannot be repeated for credit within the same cycle

Special Requirements for Certain Licensees

  • Annuity Training: One-time 4-hour suitability and best-interest course required before selling annuities
  • Long-Term Care (LTC): One-time 8-hour partnership course required; thereafter 4-hour refresher every cycle
  • Flood Insurance: One-time 3-hour FEMA NFIP course required before selling flood policies
    These specialty trainings count toward the 24-hour total when completed within the renewal cycle.

When Is the CE Deadline in Michigan?

Completion must be achieved by the first day of your birth month, every two years, based on odd/even birth year cycles. Providers have up to 30 days to submit completion data, and a $1 per credit hour fee applies.

Exam & Proctor Requirements

  • Exams are closed‑book, without any outside materials
  • A disinterested third-party proctor (e.g., librarian, not a supervisor or family) must oversee all self-study exams and sign an affidavit
  • A 70 percent passing score is required on final exams
  • Unlimited retakes are allowed until passing

How to Find Approved CE Courses in Michigan

Courses must be approved by the Michigan Department of Insurance and Financial Services. NobleCE offers fully compliant mobile-friendly courses, including all required specialty and general credits. We handle proctor guidelines, reporting, and anytime access.

Step-by-Step: How to Complete Your Michigan Insurance CE

  1. Determine your CE due date (first day of birth month, odd/even cycle)
  2. Select NobleCE’s Michigan-approved course bundle or specific courses
  3. Complete your coursework online at your convenience
  4. Take closed-book exams under proctor supervision
  5. Achieve at least a 70 percent score; retake if necessary
  6. Download your certificate on-the-spot
  7. NobleCE reports your completions to Michigan within two business days

What Happens If You Miss the CE Deadline?

Failure to complete CE on time prevents renewal, and the license becomes inactive. To reinstate, complete required hours, pay applicable fees, and resubmit your renewal. You may not conduct insurance business while the license is inactive.

CE Exemptions and Extensions

Exemptions may apply to non-residents compliant in their home state, limited license holders, and individuals with hardship or military service. Licensees licensed prior to certain dates may also be eligible for waivers or exemption.

How to Check Your CE Transcript

Verify your CE through the Michigan DIFS licensing portal or Sircon. Ensure all credits-including specialty training-are correctly recorded. Keep completion certificates for at least five years.

Best Practices for Michigan Insurance CE Success

Complete your CE early in the cycle to allow time for proctor setup. Use NobleCE’s bundle to efficiently cover all required hours. Follow proctor instructions carefully and secure your affidavit. Retain certificate copies and confirm reporting before renewal.

Stay Ahead with Michigan CE Compliance

Meeting CE requirements protects your license and enhances your professional credibility. NobleCE delivers Michigan-approved, mobile-friendly courses with bundle pricing, proctor management, and efficient reporting to help you complete CE fast and confidently.

Frequently Asked Questions (FAQ)

How many hours are required in Michigan
24 hours every two years, including 3 ethics and specialty training as needed.
Are finals required and proctored
Yes. Closed-book exams are required, overseen by an impartial third-party proctor. A 70 percent score is required, with unlimited retakes.
Can I carry over extra hours
Yes. Up to 12 excess credit hours may carry over into the next renewal cycle.
Do annuity, LTC, and flood courses count toward my total hours
Yes. All specialty courses count toward your 24-hour total when completed in your cycle.

Ready to Get Started?

Explore NobleCE’s Michigan courses and complete your CE fast with mobile-friendly learning, bundle pricing options, proctor support, and instant state reporting.
Disclaimer: The information provided by Noble regarding Continuing Education (CE) is intended as a courtesy and aims to be accurate and up to date. However, Noble and its employees do not guarantee the accuracy or current validity of the information. CE regulations are subject to change, so always verify details independently.




 
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