Alabama Insurance Continuing Education Requirements
A Complete Guide for 2025
If you're a licensed insurance producer or adjuster in Alabama, staying compliant with the state’s continuing education (CE) regulations is essential to maintaining your license in good standing. Whether you're nearing your renewal date or preparing well in advance, this guide breaks down everything you need to know about Alabama insurance continuing education in 2025.
What Is Insurance Continuing Education?
Continuing Education helps licensed insurance professionals maintain current knowledge of industry standards, regulatory updates, and ethical practices. The Alabama Department of Insurance (ALDOI) mandates CE to ensure licensees remain qualified and up to date throughout their careers.
Who Needs to Complete CE in Alabama?
Most resident producers and adjusters licensed in Alabama must complete continuing education every two years. This applies to those licensed in life, health, property, casualty, personal lines, and other major lines of authority. If you’re unsure whether you fall under CE requirements, it’s always wise to check with the Alabama Department of Insurance or your transcript in SBS.
Alabama Insurance CE Requirements Overview
- 24 credit hours of CE every two-year renewal cycle.
- At least 3 hours must be in ethics.
- The remaining 21 hours can be elective topics approved by the state for your license type.
You must complete CE with a state-approved provider. NobleCE is an ALDOI-approved provider offering mobile-friendly online courses with instant reporting to the state and bundle pricing options to make compliance easy and affordable.
Special Requirements for Certain Licensees
Alabama has specific training requirements for licensees who engage in the sale of annuity products or long-term care insurance.
- Annuity Training: A one-time 4-hour annuity suitability course is required before selling annuities in Alabama.
- Long-Term Care (LTC) Training: A one-time 8-hour initial LTC training course is required, followed by a 4-hour refresher every two years to maintain eligibility.
These requirements are in addition to the 24-hour CE requirement and must be completed through an approved provider.
When Is the CE Deadline in Alabama?
Your CE deadline in Alabama is tied to your license expiration date, which is the last day of your birth month in odd- or even-numbered years, depending on your birth year. For example:
- If you were born in an odd-numbered year, your license renews in odd-numbered years.
- If you were born in an even-numbered year, your license renews in even-numbered years.
CE must be completed prior to renewing your license, and courses must be reported to the state before you can renew.
How to Find Approved CE Courses in Alabama
NobleCE offers a full catalog of Alabama-approved CE courses that satisfy state requirements. You can complete your CE fast using our mobile-friendly platform, with course access available 24/7. Our system reports completions instantly to the Alabama Department of Insurance, so you won’t have to wait.
Courses are available as individual modules or in discounted 24-hour bundles designed to help you meet all your CE in one purchase.
Step-by-Step: How to Complete Your Alabama Insurance CE
- Confirm your license expiration date and renewal year through ALDOI or SBS.
- Identify any special training you need (e.g., annuity or LTC).
- Select state-approved CE courses or bundles from NobleCE.
- Complete at least 24 hours of CE, including 3 hours in ethics.
- Let NobleCE report your course completions instantly to the state.
- Renew your license through the National Insurance Producer Registry (NIPR) or the ALDOI portal.
What Happens If You Miss the CE Deadline?
Failing to meet CE requirements by your license expiration date results in license inactivation. You will not be able to transact insurance business until the license is reinstated. You may be subject to late renewal fees and additional compliance requirements.
If more than 12 months pass without renewal, you may need to reapply for your license and meet pre-licensing requirements again.
CE Exemptions and Extensions
Certain individuals may be exempt from CE requirements in Alabama:
- Producers licensed only in limited lines (such as travel or credit insurance)
- Non-resident licensees who remain compliant in their home state
- Those granted hardship extensions by the ALDOI
Exemptions are not automatic. You must apply or qualify specifically under state rules.
How to Check Your CE Transcript
To track your CE progress, visit the State Based Systems (SBS) Licensee Lookup tool. This portal shows completed CE hours, ethics compliance, and whether you have satisfied annuity or LTC training requirements.
NobleCE’s system also provides instant certificate access and reporting confirmations for your peace of mind.
Best Practices for Alabama Insurance CE Success
- Don’t wait until the last minute-complete your CE early to avoid system delays.
- Keep track of ethics and special training rules.
- Choose a provider like NobleCE that offers instant reporting and mobile access so you can study from anywhere.
- Take advantage of bundle pricing to save time and money while meeting your CE requirements efficiently.
Stay Ahead with Alabama CE Compliance
CE is more than just a requirement-it’s your opportunity to stay informed, competitive, and compliant. NobleCE’s online platform makes it easy to stay ahead of deadlines, with all the tools you need to meet Alabama insurance continuing education rules in 2025 and beyond.
Frequently Asked Questions (FAQ)
Q: How often do I need to complete CE in Alabama?
A: Every two years, based on your birth year and month.
Q: Do I need to pass a final exam for online CE courses in Alabama?
A: Yes. Alabama requires that you pass a closed-book final exam for each CE course. However, no proctor is required, and you may take the exam online.
Q: Can I repeat the same course for credit during my next renewal?
A: No. Alabama does not allow repeated courses for credit within the same or successive renewal periods.
Q: When is my CE reported to the state?
A: NobleCE reports your course completion to ALDOI instantly after you pass your final exam.
Ready to Get Started?
Explore NobleCE’s courses to complete your CE fast, satisfy your Alabama renewal requirements, and stay compliant with confidence. Whether you’re looking for a 24-hour bundle or just need a few credits to finish up, we’ve got the courses you need.
Disclaimer: The information provided by Noble regarding Continuing Education (CE) is intended as a courtesy and aims to be accurate and up to date. However, Noble and its employees do not guarantee the accuracy or current validity of the information. CE regulations are subject to change, so always verify details independently.
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