Indiana Insurance Continuing Education Requirements
A Complete Guide for 2025
Indiana insurance professionals-including resident producers and adjusters-are required to complete continuing education (CE) every two years. NobleCE delivers mobile-friendly courses, bundle pricing, and fast state reporting to help you complete your CE fast and stay compliant.
What Is Insurance Continuing Education?
CE consists of state-approved courses that keep insurance licensees informed on ethics, Indiana insurance law, product updates, and regulatory changes. These courses are required biennially to ensure you stay current in your profession and meet Department of Insurance standards.
Who Needs to Complete CE in Indiana?
All resident producers and adjusters with major lines must complete 24 hours of CE every two years. Non-residents are exempt if they meet CE in their home state. Indiana consultants, public adjusters, surplus lines, and several limited lines (such as travel or credit) are exempt.
Indiana Insurance CE Requirements Overview
- 24 total CE hours every two years
- Includes 3 ethics hours (required for producers; P/C producers exempt)
- Excess CE may carry forward up to 12 hours (not including ethics or LTC)
- No carryover of ethics or long-term care credits
- Course credit may not be repeated in the same period
Special Requirements for Certain Licensees
Before selling specific products, additional training is required:
- Annuities: One-time 4-hour suitability/best-interest course
- Long-Term Care (LTC): Initial 8-hour LTC course, plus 5-hour refresher every cycle; 7-hour LTC Partnership training in classroom for ILTCP licensing
- Flood Insurance: One-time 3-hour FEMA/NFIP flood course
These specialty hours count toward your 24-hour requirement when completed in the renewal period.
Exam & Proctor Requirements
- Exams are closed-book, with no outside materials allowed
- All self-study exams require a proctor.
- Exams are open only after full course completion; an affidavit attesting to closed-book compliance is mandatory
- A passing score of 70 percent is required; unlimited exam retakes are allowed
When Is the CE Deadline in Indiana?
CE must be completed by the last day of your birth month, every two years, based on an odd/even renewal cycle. Licensees may renew up to 90 days early, but ensure all CE is completed and reported before renewal.
How to Find Approved CE Courses in Indiana
Courses must be approved by the Indiana Department of Insurance. NobleCE offers fully compliant self-study and bundle options covering ethics, law, annuity, LTC, and flood requirements. We also manage proctor attestation and instant reporting with roster fees included.
Step-by-Step: How to Complete Your Indiana Insurance CE
- Check your renewal deadline by birth month
- Choose a NobleCE-approved bundle or individual courses
- Complete all modules online at your own pace
- Take closed-book exams under proctored conditions
- Score at least 70 percent; retake exams as needed
- Sign and submit the proctor affidavit
- Download your certificate and NobleCE reports completions within days
What Happens If You Miss the CE Deadline?
Missing the CE deadline means your license will expire. To reinstate, you must complete missing CE, pay reinstatement fees, and apply electronically. Insurance activities cannot be conducted while your license is inactive.
CE Exemptions and Extensions
Exemptions include non-residents, limited-line licensees, and certain non-CRO license holders. Extensions may be granted for hardship or military service if requested before the deadline. Producers licensed before July 2014 (via grandfather rules) have no exemptions-they must complete full CE.
How to Check Your CE Transcript
Check your CE status via Sircon or NIPR under education credits. Ensure all general, ethics, specialty, and carryover hours are posted. Keep your certificates for at least four years in case of audit.
Best Practices for Indiana Insurance CE Success
Start your CE early to manage proctor scheduling. Use NobleCE’s comprehensive 24-hour bundles to cover all requirements seamlessly. With proctor attestation, mobile delivery, and fast state reporting, you can complete your CE quickly and confidently.
Stay Ahead with Indiana CE Compliance
Meeting CE requirements protects your license and enhances your professionalism. NobleCE makes compliance simple with approved courses, mobile-friendly access, and instant reporting-helping you complete your CE fast and stay focused on serving clients.
Frequently Asked Questions (FAQ)
How many hours are required in Indiana
24 total hours every two years, including 3 ethics (unless exempt).
Are exams required and closed-book
Yes. All exams are closed-book and require a proctor. You must pass with a 70 percent score and can retake exams as needed.
Can I carry over unused hours
Yes. Up to 12 excess general hours may carry forward-excluding ethics and LTC.
Do annuity, LTC, and flood courses count toward total hours
Yes. Specialty courses completed in your cycle count toward the 24-hour requirement.
Ready to Get Started?
Explore NobleCE’s Indiana courses and complete your CE fast with mobile-friendly learning, bundle pricing options, proctor assistance, and instant reporting.
Disclaimer: The information provided by Noble regarding Continuing Education (CE) is intended as a courtesy and aims to be accurate and up to date. However, Noble and its employees do not guarantee the accuracy or current validity of the information. CE regulations are subject to change, so always verify details independently.
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