Delaware Insurance Continuing Education Requirements
A Complete Guide for 2025
Resident insurance professionals in Delaware-including producers, adjusters, public adjusters, and fraternal producers-must complete continuing education (CE) every two years to maintain an active license. NobleCE delivers mobile-friendly courses, bundle pricing options, and instant reporting to the Delaware Department of Insurance so you can complete your CE fast and stay compliant.
What Is Insurance Continuing Education?
Continuing education consists of state-approved courses that help insurance licensees remain current in ethics, Delaware insurance law, product trends, and regulatory adjustments. CE ensures ongoing professional competence and consumer protection.
Who Needs to Complete CE in Delaware?
Standard resident producers must complete 24 hours of CE every two years, including 3 ethics hours. Resident adjusters, public adjusters, and fraternal producers have a reduced requirement of 12 total CE hours, including 3 ethics hours. Non-resident licensees are exempt if compliant in their home state. Limited-line producers in crop/hail, title, surety, car rental, and credit lines are exempt.
Delaware Insurance CE Requirements Overview
24 total CE hours every two years (12 for adjusters/public/fraternal producers)
3 hours of ethics required for all licensees
Self-study courses allow open-book exams with no proctor required
70% passing score required on final exams, with unlimited retakes
Courses cannot be repeated in the same biennium
Up to 5 excess hours may carry forward as general credit; ethics, LTC, and flood hours convert to general credit if carried
Special Requirements for Certain Licensees
Specific product-soliciting lines require additional CE training:
- Annuity Training: One-time 4-hour Annuity Best Interest Suitability course is required before selling annuities.
- Long-Term Care (LTC): Health producers soliciting LTC must complete 3 hours of LTC training during the two-year term.
- Flood Insurance: Producers writing homeowners or personal lines must complete 2 hours of NFIP flood insurance training each cycle.
These specialty courses count toward your total CE requirement.
When Is the CE Deadline in Delaware?
All required CE must be completed by February 28 of even-numbered years (for example, February 28, 2026 for the current cycle). The renewal window opens 90 days prior-courses must be finished before renewal submission.
How to Find Approved CE Courses in Delaware
Only Delaware Department of Insurance–approved courses count. NobleCE offers mobile-friendly self-study courses and full CE bundles-including ethics, annuity, LTC, and flood training-with instant certificate delivery and state reporting.
Step‑by‑Step: How to Complete Your Delaware Insurance CE
- Verify your completion deadline (February 28, even years)
- Choose NobleCE’s Delaware-approved bundle or individual courses
- Complete online modules at your own pace
- Take the open-book final exam; no proctor is required
- Achieve a 70% score or higher; retake as needed
- Download your certificate immediately
- NobleCE reports your credits to the state within one business day
What Happens If You Miss the CE Deadline?
If CE is incomplete by the deadline, your license will be placed on inactive status. You must complete the required CE, pay any reinstatement fees, and submit your renewal application. No insurance activities are permitted until the license is reactivated.
CE Exemptions and Extensions
Non-residents compliant in their home state are exempt. Limited-line producers in certain categories are exempt. Extensions for military service or medical hardship must be requested before the deadline.
How to Check Your CE Transcript
Verify your credits via Sircon or the Delaware DOI portal. Confirm that all general, ethics, and specialty hours are properly recorded. Keep your certificates for at least four years for audit purposes.
Best Practices for Delaware Insurance CE Success
Begin early in the term to accommodate specialty courses. NobleCE’s bundle covers all requirements efficiently. With open-book exams and no proctoring, you can complete CE quickly and conveniently. Make sure to confirm reporting before renewing.
Stay Ahead with Delaware CE Compliance
Completing your CE on time maintains your license and demonstrates professionalism. NobleCE offers Delaware-approved courses, mobile delivery, bundle pricing, and fast reporting so you can complete your CE fast and confidently.
Frequently Asked Questions (FAQ)
How many hours are required in Delaware?
24 hours every two years for producers, 12 hours for adjusters/public adjusters/fraternal producers.
Are exams open-book?
Yes. Final exams are open-book self-study; no proctor required.
Can I carry over credits?
Yes. Up to 5 excess hours may carry into the next cycle as general credit.
Do annuity, LTC, and flood trainings count toward total hours?
Yes. All specialty courses count toward your CE requirement when completed within the cycle.
Ready to Get Started?
Explore NobleCE’s Delaware courses and complete your CE fast with mobile-friendly learning, bundle pricing options, open-book exams, and instant reporting.
Disclaimer
The information provided by Noble regarding Continuing Education (CE) is intended as a courtesy and aims to be accurate and up to date. However, Noble and its employees do not guarantee the accuracy or current validity of the information. CE regulations are subject to change, so always verify details independently.
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