Maryland Insurance Continuing Education Requirements
A Complete Guide for 2025
Licensed insurance professionals in Maryland must complete continuing education (CE) every two years to maintain an active license. NobleCE provides mobile‑friendly courses, bundle pricing options, and prompt reporting to help you complete your CE fast while staying compliant with Maryland’s requirements.
What Is Insurance Continuing Education?
Continuing education consists of state-approved courses that help insurance professionals stay current on ethical standards, product knowledge, Maryland insurance law, and regulatory changes. CE is mandatory for license renewal and ensures professionals remain competent and compliant.
Who Needs to Complete CE in Maryland?
Resident insurance producers and adjusters must complete CE every two years. Non-residents are exempt if they meet CE requirements in their home state. Certain limited-line producers and individuals licensed before specific dates may also qualify for exemptions.
Maryland Insurance CE Requirements Overview
- 24 total CE hours required every two years
- Includes 3 hours of ethics
- Includes 3 hours of Maryland insurance law
- Self-study CE exams are closed-book, no proctor required
- A score of 70 percent is required on quizzes and final exams
- Unlimited exam retakes allowed
- Courses may not be repeated for credit within the same renewal cycle
- No carryover of excess hours is permitted
Special Requirements for Certain Licensees
Specialty training requirements include:
- Annuity Training: A one-time 4-hour annuity suitability and best-interest course required before selling annuities
- Long-Term Care (LTC): 8-hour initial LTC training required before selling LTC products, followed by a 4-hour refresher every renewal cycle
- Flood Insurance: A one-time 2-hour NFIP flood insurance course is required for producers who sell flood policies
These specialty courses count toward total CE hours when completed during the renewal period.
When Is the CE Deadline in Maryland?
All required CE must be completed by the last day of your birth month, every two years. Complete your CE at least 30 days before your license’s expiration date to ensure reporting is processed smoothly.
How to Find Approved CE Courses in Maryland
Only courses approved by the Maryland Insurance Administration count. NobleCE offers Maryland-approved, mobile‑friendly courses and 24-hour bundles that include ethics, law, and specialty training, with immediate reporting to the state via Prometric/Sircon.
Step-by-Step: How to Complete Your Maryland Insurance CE
- Verify your renewal deadline based on your birth month
- Select NobleCE’s Maryland-approved course bundle or individual courses
- Complete your coursework online at your convenience
- Take closed-book quizzes and exams; no proctor needed
- Earn a score of 70 percent or higher; unlimited retakes are allowed
- Download your certificates for your records
- NobleCE reports completions to the state-typically within the same day of passing
What Happens If You Miss the CE Deadline?
If you fail to complete the required hours before the deadline, your license will expire. To regain an active license, you must complete the CE requirements, pay late or reinstatement fees, and submit your renewal application. You cannot conduct insurance business while your license is inactive.
CE Exemptions and Extensions
Exemptions may apply to non-residents meeting home-state CE requirements, limited-line licensees, attorneys licensed before a specified date, or individuals with hardship extensions granted in advance.
How to Check Your CE Transcript
Review your CE transcript through the Prometric/Sircon portal. Confirm that all ethics, law, and specialty credits have been properly recorded. Retain your certificates for at least four years in case of audit.
Best Practices for Maryland Insurance CE Success
Start early in your renewal cycle to spread your workload over time. Use NobleCE’s 24-hour bundle to cover all requirements efficiently. With closed-book exams, no proctoring, and unlimited retakes, you can complete your CE at your own pace and focus on enjoying prompt reporting and support.
Stay Ahead with Maryland CE Compliance
Completing your CE on time safeguards your license and enhances your professional credibility. NobleCE delivers Maryland-approved courses with bundle pricing, mobile access, and rapid state reporting to help you complete your CE fast and effortlessly.
Frequently Asked Questions (FAQ)
How many hours are required in Maryland
24 hours every two years, including 3 ethics and 3 Maryland law hours.
Are exams required
Yes. Closed-book quizzes and final exams are required with a 70 percent passing score. No proctoring is necessary, and retakes are unlimited.
Can I carry over unused hours
No. Maryland does not allow carryover of excess hours into the next renewal cycle.
Do annuity, LTC, and flood courses count toward total hours
Yes. Specialty training counts toward your 24-hour total when completed during the renewal cycle.
Ready to Get Started?
Explore NobleCE’s Maryland courses and complete your CE fast with mobile-friendly learning, bundle pricing options, and prompt reporting.
Disclaimer: The information provided by Noble regarding Continuing Education (CE) is intended as a courtesy and aims to be accurate and up to date. However, Noble and its employees do not guarantee the accuracy or current validity of the information. CE regulations are subject to change, so always verify details independently.
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