Oregon Insurance Continuing Education Requirements
A Complete Guide for 2025
If you are a licensed insurance producer or adjuster in Oregon, completing your continuing education (CE) by your renewal deadline is essential to keep your license active with the Division of Financial Regulation. In 2025, meeting your CE requirements efficiently through NobleCE’s mobile-friendly platform, bundle pricing options, and instant state reporting can help you complete your CE fast and hassle-free.
What Is Insurance Continuing Education?
Insurance continuing education consists of licensed, state-approved courses that help professionals stay informed on ethics, legal changes, and product developments. Oregon requires CE every two years to maintain professional competency and consumer protection.
Who Needs to Complete CE in Oregon?
All Oregon resident producers and adjusters holding major lines of authority (life, health, property, casualty, personal, surplus, variable) must complete CE every two years. Non-resident producers who meet home-state CE requirements are exempt. Consultants are not required to complete CE.
Oregon Insurance CE Requirements Overview
Every two years, Oregon producers must complete 24 total hours of CE, including:
- 3 hours of ethics
- 3 hours focused on Oregon law, statutes, or administrative rules
You may not repeat a course for credit during the same renewal cycle. No excess credits may be carried forward. No more than 4 hours in agency management courses. No more than 8 hours of CE may be completed in a single day.
Special Requirements for Certain Licensees
Oregon also requires special training before selling certain products:
- Annuity Training: A one-time 4-hour annuity best-interest suitability course is required before you sell annuities.
- Long-Term Care (LTC): An 8-hour initial LTC partnership course is required before selling LTC, with a 4-hour refresher every two years.
- Flood Insurance: A one-time 3-hour NFIP flood course is required, with a 2-hour refresher every two years.
These specialty hours count toward your 24-hour requirement if completed within the cycle.
When Is the CE Deadline in Oregon?
CE must be completed by the last day of your birth month, every two years, based on odd or even birth year cycles. Oregon allows early renewal up to 90 days before expiration. CE providers have 15 days to report completions, so plan accordingly.
How to Find Approved CE Courses in Oregon
Only Oregon-approved or reciprocal-state-approved courses count toward CE. NobleCE offers self-study, mobile-friendly courses that fulfill all your requirements, including classroom-equivalent content where needed. With bundle pricing and instant reporting (twice daily to State Based Systems), completing your CE fast is simple.
Step-by-Step: How to Complete Your Oregon Insurance CE
- Confirm your CE deadline (birth month cycle)
- Select Oregon-approved courses or a full 24-hour bundle with NobleCE
- Complete online modules at your convenience
- Take closed-book self-study exams with no proctor required and score 70% or higher
- Retake quizzes or exams as often as needed
- Receive your certificate and save it for your records
- NobleCE reports completions and roster fees (if applicable) within two business days
What Happens If You Miss the CE Deadline?
Failure to complete CE by your renewal deadline will cause your license to lapse. You cannot legally transact insurance until you complete your CE, pay any fees, and reinstate your license through electronic renewal.
CE Exemptions and Extensions
The following are exempt from CE requirements:
- Non-resident producers in good standing with their home state
- Consultants and limited-line license holders
- Retired producers aged 58 or older with at least 10 years of licensure who only service existing policies (must request exemption)
How to Check Your CE Transcript
Access your CE transcript via State Based Systems or Sircon. Confirm that all specialty training (LTC, annuity, flood) and general credits have posted. Keep all completion certificates for at least five years.
Best Practices for Oregon Insurance CE Success
Start early to pace your CE over time. Use NobleCE’s full 24-hour bundle to meet general and specialty requirements in one package. Adhere to the 8-hour daily limit to avoid invalid credit. With mobile access and no proctoring, completing your CE can be done anytime, anywhere.
Stay Ahead with Oregon CE Compliance
Maintaining CE compliance protects your license and reputation. NobleCE delivers Oregon-approved courses with bundle pricing, mobile delivery, and instant state reporting. Complete your CE fast and focus on serving your clients.
Frequently Asked Questions (FAQ)
How many hours do I need?
24 total hours every two years, including 3 ethics and 3 Oregon law hours.
Can I complete all CE in a single day?
No. You cannot earn more than 8 CE hours in one day.
Are exams required and proctored?
Yes, closed-book self-study exams are required. No proctor is needed.
Can I carry over extra hours?
No. Oregon does not allow carryover into the next cycle.
Do specialty hours count toward total CE?
Yes. Annuity (4), LTC (8 initial plus 4 ongoing), and flood (3 initial plus 2 ongoing) training hours apply toward your 24-hour requirement.
Ready to Get Started?
Explore NobleCE’s Oregon courses and complete your CE fast with mobile-friendly learning, bundle pricing options, and instant reporting.
Disclaimer: The information provided by Noble regarding Continuing Education (CE) is intended as a courtesy and aims to be accurate and up to date. However, Noble and its employees do not guarantee the accuracy or current validity of the information. CE regulations are subject to change, so always verify details independently.
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