Tennessee Insurance Continuing Education Requirements
A Complete Guide for 2025
If you are a licensed insurance producer or adjuster in Tennessee, completing your continuing education (CE) before your renewal deadline is essential to keep your license active with the Tennessee Department of Commerce and Insurance. This 2025 guide explains total CE hour requirements, special training rules, reporting timelines, and how to complete your CE fast using NobleCE’s mobile-friendly platform with bundle pricing and instant reporting.
What Is Insurance Continuing Education?
Insurance continuing education consists of state-approved courses that ensure licensed professionals stay updated on ethics, laws, and industry developments. CE helps maintain professional standards and is required every two years to preserve an active license.
Who Needs to Complete CE in Tennessee?
All resident producers and adjusters must complete CE every two years. This includes property, casualty, life, health, crop, and public adjusters. Nonresident producers are exempt if compliant with their home state, and producers continuously licensed since 1994 may also be exempt.
Tennessee Insurance CE Requirements Overview
Resident producers and adjusters must complete 24 total CE hours every two years, including 3 hours of ethics. Excess credits can be carried forward, up to 12 hours, with extra ethics counted as general CE.
Special Requirements for Certain Licensees
Tennessee requires additional training before you can offer these specialty products:
- Annuity Training: One-time 4-hour annuity best-interest course required before selling annuities; a 1-hour update applies for those licensed before January 1 2024 with no ongoing requirement thereafter.
- Long-Term Care (LTC): An initial 8-hour LTC course is required, followed by 4 hours of ongoing training every 24 months after the initial course.
- Flood Insurance: A one-time 3-hour NFIP course is required before selling federal flood insurance.
When Is the CE Deadline in Tennessee?
CE must be completed by the last day of your birth month every two years, based on odd or even birth year cycles. No credit carryover beyond 12 hours and no extensions beyond next cycle apply.
How to Find Approved CE Courses in Tennessee
Only Tennessee-approved courses qualify. NobleCE is an approved provider offering mobile-friendly, self-paced courses, including bundles that cover general and specialty requirements with instant reporting for both core and roster fees included.
Step-by-Step: How to Complete Your Tennessee Insurance CE
- Confirm your CE due date based on birth month and license cycle
- Choose NobleCE’s Tennessee-approved courses or a 24-hour bundle
- Complete each course online at your convenience
- Take open-book self-study exams (no proctor required)
- Pass with a score of 70 percent or higher; exams allow unlimited retakes.
- Save your certificate and let NobleCE report your completion and roster fee within the state’s required timeframe
What Happens If You Miss the CE Deadline?
If CE is not completed by the deadline, your license will become immediately inactive. You may not conduct insurance business until all CE is complete. To reinstate, complete CE, pay any fees, and reapply through the licensing portal.
CE Exemptions and Extensions
Producers continuously licensed since January 1, 1994 are exempt entirely. Nonresident compliance exempts foreign producers. Military or medical hardship waivers may be requested, but must be submitted before the deadline.
How to Check Your CE Transcript
Use the Tennessee Department of Commerce and Insurance website to check your CE transcript. Ensure your completions and roster fees are recorded before renewing.
Best Practices for Tennessee Insurance CE Success
Start your CE early in the renewal cycle. Use NobleCE’s 24-hour bundle to fulfill all requirements efficiently. Track your roster fee reporting and keep certificates for compliance.
Stay Ahead with Tennessee CE Compliance
On-time CE helps you maintain active licensure and uphold your professional standards. NobleCE provides approved, mobile-friendly courses with bundle pricing and instant reporting. Complete your CE fast and focus on serving your clients.
Frequently Asked Questions (FAQ)
How many CE hours do I need?
24 CE hours every two years, including 3 ethics hours.
Are exams required?
Yes. Self-study exams are open-book, not proctored, and you can retake unlimited times until you pass with 70 percent or higheR.
Can excess hours carry over?
Yes, up to 12 excess hours may carry over to the next renewal cycle.
Do I need roster fees?
Yes. A roster fee is charged per credit hour and managed by your provider.
Do specialty hours apply to total CE?
Yes. Annuity, LTC, and flood hours count toward your total biennial CE requirement.
Ready to Get Started?
Explore NobleCE’s Tennessee courses now and complete your CE fast with mobile-friendly online courses, bundle pricing, and instant reporting.
Disclaimer: The information provided by Noble regarding Continuing Education (CE) is intended as a courtesy and aims to be accurate and up to date. However, Noble and its employees do not guarantee the accuracy or current validity of the information. CE regulations are subject to change, so always verify details independently.
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