Virginia Insurance Continuing Education Requirements
A Complete Guide for 2025
If you are a licensed insurance producer or consultant in Virginia, completing continuing education (CE) on schedule is essential to keep your license active and comply with the State Corporation Commission’s Bureau of Insurance. This 2025 guide covers total hours, special training rules, exam formats, reporting timelines, and how to complete your CE fast with NobleCE’s mobile-friendly courses, bundle pricing options, and instant reporting to the state.
What Is Insurance Continuing Education?
Insurance continuing education consists of approved courses that help licensed professionals stay current on ethics, laws, and product developments. Completing CE ensures you meet the state’s standards and maintain professional competence. CE must be completed every renewal cycle to keep your license in good standing.
Who Needs to Complete CE in Virginia?
Resident producers and consultants must complete CE every two years. This includes lines of authority such as life, health, property, casualty, personal lines, title, and annuities. Public adjusters must also complete CE. Nonresident licensees are exempt if they fulfill CE obligations in their home state but must complete Virginia’s required training for LTC partnership, annuity, or flood if they sell those products.
Virginia Insurance CE Requirements Overview
The number of required hours depends on your license:
- Single-line producers or combined life and health must complete 16 hours, including 3 hours of ethics.
- Multi-line producers or public adjusters must complete 24 hours, including 3 hours of ethics, with at least 8 hours in each license type.
- No more than 75 percent of required hours can come from company-sponsored courses.
- Excess CE hours may carry forward to the next renewal cycle if you renew within the 90-day renewal window.
Special Requirements for Certain Licensees
Virginia also has mandatory training for specific types of product sales:
- Annuity Training:
A one-time, 4-hour annuity suitability best interest course is required before offering annuities. Agents licensed before September 1, 2021 needed only a one-hour update; after that date the full 4-hour course applies.
- Long Term Care (LTC) Training:
An initial 8-hour LTC partnership course is required before selling LTC products, including 2 hours specific to Virginia. You must complete a 4-hour refresher every two years, again with 2 hours state-specific.
- Flood Insurance:
A one-time 3-hour NFIP flood course is required before selling flood insurance. These hours count toward CE totals.
When Is the CE Deadline in Virginia?
CE must be completed and reported by your license expiration date, which based on your birth month and odd/even year of birth. For instance, a licensee born in an even year would renew at the end of their birth month in even years. CE must be completed before applying for renewal; no extensions are allowed.
How to Find Approved CE Courses in Virginia
You must take courses approved by the Virginia Bureau of Insurance and reported through Pearson VUE or Sircon. NobleCE is an approved provider offering state-compliant, mobile-friendly courses, with options to complete all your CE in one 24-hour bundle, plus bundle pricing and instant reporting to Sircon.
Step by Step: How to Complete Your Virginia Insurance CE
- Confirm your renewal deadline based on your birth month and renewal cycle.
- Choose courses from NobleCE’s Virginia-approved catalog.
- Complete courses online in any order.
- Final exams are closed-book. Online exams do not require proctors, while paper exams must be proctored by an approved third party.
- Pass with a score of at least 70 percent on each exam.
- Receive a certificate of completion and NobleCE reports your CE within 10 days per state rules.
What Happens If You Miss the CE Deadline?
If you do not complete CE by your renewal date, your license will be terminated. You have up to 12 months to reinstate via completing CE and submitting a reinstatement application along with renewal fees. Until reinstated, you are not allowed to sell insurance.
CE Exemptions and Extensions
Limited line license holders are exempt. Nonresidents are exempt if they meet home-state CE requirements. Military or medical hardship waivers may be granted if requested before your deadline, though age-based exemptions have ended as of January 1, 2019.
How to Check Your CE Transcript
Check your CE credit hours and renewal status through Sircon or Pearson VUE portals. Providers must report CE within 10 business days, so review your transcript ahead of your license expiration date.
Best Practices for Virginia Insurance CE Success
Start early so you can pace your learning and avoid last-minute issues. Use NobleCE’s full 24-hour bundle package to cover all your requirements in one go. Make sure to follow the proctor rules for paper exams. With mobile access and instant reporting, you can complete your CE fast and renew with confidence.
Stay Ahead with Virginia CE Compliance
Timely CE completion keeps your license active, enhances your professional knowledge, and protects your business reputation. NobleCE provides approved, accessible courses designed to meet Virginia CE rules. Complete your CE fast with mobile-friendly courses, bundle pricing, and instant state reporting.
Frequently Asked Questions (FAQ)
How many CE hours do I need?
16 hours for a single license or combined life and health licenses. 24 hours for multiple license types or for public adjusters. Includes 3 hours ethics.
Is a proctor required for CE exams?
Online exams do not need a proctor.
What score do I need to pass?
At least 70 percent on each exam.
When will the state receive my CE?
Your provider must report within 10 days. NobleCE reports instantly to ensure compliance.
Do LTC and annuity hours count toward CE totals?
Yes. These hours apply toward your total required hours once training is completed in the same renewal cycle.
Ready to Get Started?
Explore NobleCE’s Virginia courses now and complete your CE fast with mobile-friendly online courses, bundle pricing options, and instant state reporting.
Disclaimer: The information provided by Noble regarding Continuing Education (CE) is intended as a courtesy and aims to be accurate and up to date. However, Noble and its employees do not guarantee the accuracy or current validity of the information. CE regulations are subject to change, so always verify details independently.
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