Iowa Insurance Continuing Education Requirements
A Complete Guide for 2025
Iowa resident producers must complete 36 hours of continuing education every three years, while adjusters complete 24 hours. NobleCE makes it simple to stay compliant with mobile-friendly learning, bundle pricing options, and instant state reporting. You can complete your CE fast with or without an exam, depending on the course type.
What Is Insurance Continuing Education?
Insurance CE in Iowa includes courses approved by the Insurance Division to keep agents current on products, regulations, and ethics. CE supports professional development and is a mandatory part of the license renewal process.
Who Needs to Complete CE in Iowa?
- Resident producers: 36 CE hours every three years
- Resident adjusters: 24 CE hours every three years
- Crop-only producers: 18 CE hours, including 3 ethics
- Non-residents: Exempt if compliant in home state
- Attorneys, credit-only, and surety-only licensees may qualify for exemption
Iowa Insurance CE Requirements Overview
- 36 total hours for producers; 24 for adjusters
- At least 3 hours must be in ethics (2 for adjusters)
- Crop-only producers need 18 hours including 3 ethics
- Courses may not be repeated in the same cycle
- No carryover of extra CE hours between cycles
- CE must be completed and reported before license renewal
Special Requirements for Certain Licensees
Certain product lines require specific training:
- Annuity training: One-time 4-hour best interest course
- Indexed product training: One-time 4-hour training
- Long-Term Care (LTC): 8-hour initial course; 4-hour refresher every 3 years
- Flood Insurance: One-time 3-hour NFIP training
These count toward the total CE hour requirement when completed in the same renewal period.
Exam & Proctor Requirements
- Classroom-equivalent courses do not require a final exam
- Self-study courses require a closed-book final exam
- Exams must be monitored by a disinterested third-party proctor
- A passing score of 70 percent is required; unlimited retakes allowed
- A signed proctor attestation is required for exam completion
Classroom-Equivalent Courses (No Final Exam)
Iowa allows classroom-equivalent courses, which are interactive online courses that do not require a final exam or a proctor. These courses meet specific interactivity standards and are accepted as long as they’re state-approved.
When Is the CE Deadline in Iowa?
Your CE must be completed and reported by the last day of your birth month, every three years. CE reporting is required before you can renew your license, so it’s recommended to complete all courses at least 10–15 days early.
How to Find Approved CE Courses in Iowa
Only courses approved by the Iowa Insurance Division qualify. NobleCE offers both self-study and classroom-equivalent options that are mobile-friendly and include ethics, annuity, LTC, and flood content. Reporting is automatic and instant.
Step-by-Step: How to Complete Your Iowa Insurance CE
- Check your CE deadline based on your birth month
- Choose either a NobleCE self-study or classroom-equivalent course bundle
- Complete interactive modules online at your own pace
- If taking self-study, schedule your exam with a disinterested third-party proctor
- Pass with a 70% score; retake if needed
- Submit your certificate and proctor attestation if required
- NobleCE reports to the state within 1-2 business days
What Happens If You Miss the CE Deadline?
If CE is not complete and reported on time, your license expires. To reinstate, you must complete all missing CE, pay a late fee, and reapply. You cannot transact insurance business until your license is active again.
CE Exemptions and Extensions
- Non-residents with CE compliance in their home state are exempt
- Crop-only and limited-line producers may qualify for reduced requirements
- Hardship or military extensions are available by pre-approval only
How to Check Your CE Transcript
You can view your CE transcript through Sircon or NIPR to ensure all hours, including ethics and specialties, are posted. Keep certificates for at least four years in case of an audit.
Best Practices for Iowa Insurance CE Success
Start early and choose the right format-classroom-equivalent for convenience, or self-study if you prefer traditional testing. NobleCE’s bundles include everything you need, and we handle reporting and proctor guidance.
Stay Ahead with Iowa CE Compliance
Meeting Iowa’s CE requirements keeps your license in good standing and protects your clients. NobleCE helps you complete your CE fast with approved courses, easy access, and instant reporting.
Frequently Asked Questions (FAQ)
How many CE hours do I need
36 for producers, 24 for adjusters, and 18 for crop-only producers.
Do I have to take a final exam
Not always. Classroom-equivalent courses do not require an exam. Self-study courses do, and they require a proctor.
Can I carry hours into the next term
No. All hours must be completed within the same license cycle.
Do specialty trainings count toward the total
Yes. Annuity, LTC, flood, and indexed product courses count toward your CE total.
Ready to Get Started?
Explore NobleCE’s Iowa courses and complete your CE fast with mobile-friendly learning, bundle pricing options, classroom-equivalent formats, and instant reporting.
Disclaimer: The information provided by Noble regarding Continuing Education (CE) is intended as a courtesy and aims to be accurate and up to date. However, Noble and its employees do not guarantee the accuracy or current validity of the information. CE regulations are subject to change, so always verify details independently.
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