South Dakota Insurance Continuing Education Requirements
A Complete Guide for 2025
If you are a licensed insurance producer in South Dakota, completing your continuing education (CE) by your renewal deadline is key to keeping your license active with the Division of Insurance. In 2025, understanding how to meet CE requirements efficiently-through NobleCE’s mobile-friendly platform, bundle pricing options, and instant state reporting-can help you complete your CE fast and hassle-free.
What Is Insurance Continuing Education?
Insurance continuing education consists of state-approved courses that ensure producers stay informed on ethics, laws, and product changes. South Dakota requires CE every two years to maintain professional competency and safeguard consumer interests.
Who Needs to Complete CE in South Dakota?
Resident producers with Life/Health or Property/Casualty licenses must complete CE. Those with both lines need CE for each. Crop-only producers require a smaller 4-hour requirement. Nonresident licensees are exempt from general CE but must still meet special training requirements if they sell niche products here. Certain limited licensees, attorneys, and long-time licensees may also qualify for exemptions.
South Dakota Insurance CE Requirements Overview
South Dakota has tiered CE requirements based on license type:
- Life or Health only: 10 hours
- Property or Casualty only: 10 hours
- Combined Life/Health & Property/Casualty: 20 hours (with at least 10 hours in each line)
- Crop only: 4 hours
- Crop + major lines: Split between crop and major lines accordingly.
No credits may be carried over into the next cycle, and repeating a course in the same two-year term is prohibited.
Special Requirements for Certain Licensees
You must complete certain specialty courses before offering certain products:
- Annuities: A one-time 4-hour annuity best-interest training course is required.
- Long Term Care (LTC): An 8-hour initial LTC partnership course, followed by 4 hours of ongoing training every renewal cycle. If your initial course was in another state, you must take South Dakota’s 1-hour Medicaid addendum.
- Flood Insurance: You must complete a one-time 3-hour NFIP flood training course before selling flood policies.
When Is the CE Deadline in South Dakota?
CE must be completed by the last day of your birth month, every two years. There is no grace period; failure to complete requirements on time results in license lapse.
How to Find Approved CE Courses in South Dakota
Only South Dakota-approved courses count. NobleCE is an approved provider offering:
- Targeted courses and a 10-hour bundle
- Mobile-friendly, self-paced platform
- Specialty training for annuities, LTC, and flood
- Instant reporting to Sircon within one business day
Step-by-Step: How to Complete Your South Dakota Insurance CE
- Check your CE deadline based on birth month
- Select NobleCE’s South Dakota-approved courses or 10-hour bundle
- Complete courses online at your convenience
- Take the open-book exam-no proctor required
- Pass with at least 70 percent; unlimited retakes allowed.
- Receive your certificate immediately
- NobleCE reports completion to Sircon (state) within one business day-while state rules allow up to 14 days.
What Happens If You Miss the CE Deadline?
If CE is not completed by your renewal date, your license will lapse and appointments will terminate. To reinstate, you must complete your CE, pay renewal fees, and submit your renewal through Sircon.
CE Exemptions and Extensions
Exemptions are possible for:
- Limited license holders for credit-related lines
- Resident attorneys
- Producers licensed over 10 years and age 65+
- Those licensed after 9/30 of an odd year
- Nonresidents and certain limited license holders such as surety or bail bonds producers
Exempt producers must notify the Division in writing.
How to Check Your CE Transcript
Visit Sircon’s South Dakota portal to confirm your CE transcript, completed specialty training, and ensure your hours are recorded before renewal. NobleCE reports by the next business day.
Best Practices for South Dakota Insurance CE Success
Begin early in your cycle so you can pace your learning and avoid last-minute rush. Use NobleCE’s 10-hour bundle to cover general hours efficiently. Complete specialty training in the same term, and always save your completion certificates. With open-book exams and no proctoring, you can complete your CE fast and stress-free.
Stay Ahead with South Dakota CE Compliance
Staying compliant ensures your license remains active and your clients receive quality service. NobleCE offers state-approved, mobile-friendly courses with instant reporting and bundle pricing options. Complete your CE fast, stay compliant, and focus on serving your clients.
Frequently Asked Questions (FAQ)
How many CE hours do I need?
10 hours for single line (Life/Health or P&C); 20 hours for dual license; 4 hours for crop-only producers.
Are exams required and proctored?
Yes, all courses require exams. They are open-book, do not require a proctor, and allow unlimited retakes.
Can I repeat a course?
No, you may not repeat the same course within your two-year term.
Is there a grace period?
No, licenses lapse if CE is not complete by the deadline.
Do specialty hours count toward total CE?
Yes. Annuity, LTC, and flood training hours count toward your total required hours.
Ready to Get Started?
Explore NobleCE’s South Dakota courses now and complete your CE fast with bundle pricing, mobile-friendly courses, and instant reporting to Sircon.
Disclaimer: The information provided by Noble regarding Continuing Education (CE) is intended as a courtesy and aims to be accurate and up to date. However, Noble and its employees do not guarantee the accuracy or current validity of the information. CE regulations are subject to change, so always verify details independently.
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